| Three of the beneficiaries of the Liberian Social Cash Transfer Program including, 19-year-old Hawa, mother of two children, seated in the middle | 
(LIBERIA) - Nineteen-year-old Hawa Kromah lost her parents during
 the war years (1989-2003). At 14, she turned mother of her first two 
children. Her children’s father left under the pretext of going to 
“hustle” and would never return. 
Her life was shattered—hopeless and preoccupied with an unbearable burden. However, today, everything has changed for the better after she became one of the beneficiaries of the social cash transfer program.
As she gave her testimony, tears set in my eyes, but I
 managed to control it. I saw many people in the hall, like me, rocking 
their heads front and back, left and right, unquestionably in 
compassion.
 It wasn’t a day dream or phantasm. It was neither a 
funeral discourse nor a thriller movie, but the moment caught everyone’s
 attention. Everyone!
 ”I was just 14 years old when I got my first 
child…and I now have two children and my small sister living with me,” 
the 19-year old divulged to the disbelief of her audience in the 
Tubmanburg Administrative Building—the capital of Bomi County.
 Many of us who initially saw Hawa took her as a 
little girl (a child) who may have escorted her aged father or mother to
 the program we were attending—a three-day regional consultation for the
 establishment of a social protection strategy and policy for Liberia.
 ”My mother and my father died in the war and the man
 who born by me went to gold mine [neighboring Gbarpolu County] and he 
never came back…, she went on, appearing as if she wanted to sob, 
exhibiting the childishness in her “maturity”. “But I thank God for the 
Social Cash Transfer (SCT) program that has changed my life and put my 
three children (one of them being her junior sister of 6) in school,” 
the stunt-looking Hawa stated.
 Indeed, Hawa is just one of 1,900 families 
benefitting from the pilot SCT program taking place in Bomi, the 
country’s poorest county.
 Up till now (over one month ago) I still do not 
believe that Hawa, as little and as young as she appears, is a mother of
 two children. But that’s the uncooked fact, and who am I to question 
the unquestionable! 
 Under normal conditions, people of Hawa’s age and 
size should be in school learning to prepare themselves for the 
future—to complete high school and/or college education, get a job and 
marry (the biggest dream of any young woman) and take care of her 
family. Unfortunately, however, she has become an illiterate mother of 
three children, even before she attained universal womanhood age of 18.
In a country where about 68% of the population is 
poor, and worse of all, living in the country’s poorest county, it 
didn’t require a Harvard graduate to declare that Hawa needed all the 
help in the world to enable her cater for herself and her three 
children—if they must survive, if they must go to school, if they must 
grow up to become responsible citizens, if they must live dignified 
lives. 
No wonder she remains all grateful to the social cash transfer 
program which she described as her mother and father and by extension 
her savior, which delivered her from the depth of the ocean of poverty.
 ”There was no support for us; no ma (mother), no pa 
(father), but I thank God for the social cash transfer people,” she 
stated Monday, March 5, 2012 in Tubmanburg when she, along with three 
other beneficiaries, gave testimony of how the program has transformed 
their lives.
 SCT and the Success
 The SCT pilot scheme was launched in 2010 to protect
 children living in poor and vulnerable households. Bomi County, 
organizers said, was selected to pilot the program because of its 
exceptionally high level of food insecurity. Bomi has one of the lowest 
levels of food consumption in the country.
 Fourteen years (1989-2003) of off-and-on civil 
conflict left the country’s infrastructure and economy in total 
shambles. Despite recent successive years of economic growth, levels of 
poverty remain high with about 84% of the population living on less than
 $1.25 per day some studies have found.
 It is estimated that out of the 48% of the Liberian 
population below the extreme poverty line, 50,000 households are 
extremely disadvantaged, labour-constrained (unable to work) and highly 
food insecure. Hawa finds herself here.
 As a form of social protection the SCT pilot scheme 
was initiated by the Government of Liberia to protect these children and
 families (of Hawa category) from food insecurity and the general 
deprivation caused by extreme poverty and household composition.
 Supported by UNICEF with financial grants from the 
European Union and the Government of Japan, the scheme is being piloted 
in Bomi County because of its exceptionally high level of food 
insecurity, as identified in the 2006 Comprehensive Food Security and 
Nutrition Survey.
 Beneficiary households receive monthly cash 
transfers that vary according to the size of the household, with 
additional sums provided for each child enrolled in school. While the 
transfer is not conditioned on school enrolment, the program is intended
 to provide an incentive for education, discourage child labour and 
provide caregivers with additional resources for school-related costs 
such as clothing, exercise books and pencils.
 As of March 2012, 1,900 families in Bomi were 
receiving support through this program, and their lives will never slip 
back into the dens of poverty from which they have been lifted. 
Households of four or more people receive roughly LD$1,750 
(approximately US$25) per month. An estimated 54 per cent of 
beneficiaries are children.
 Like Hawa, several other beneficiaries testified 
that the program was indeed a life-changing endeavor and called on the 
government and partners to keep it up.
More testimonies
Like the case of Hawa, Nancy Johnson, beautifully 
attired in African wrapper (lappa) was overwhelmed when she took the 
stage to testify. A mother of six fatherless children, Nancy explained 
that she believes that her life and those of her kids will never be the 
same as beneficiaries of the SCT program. “I just want to thank God and 
the social cash transfer people for turning my life around,” the 
middle-aged woman noted. “Life was too tough for me and my children; we 
used to wash people’s clothes before we get two cups of rice to eat”.
Nancy now looks healthy. All of her children (4 boys,
 2 girls) are in school like others in the community. She no longer 
lives in a shanty shelter. She has built a better house and a small 
table before it to sell wares (basically foodstuff). She is no longer a 
laughing stock among her colleagues; she has considerable amount of 
clothes for the family and she, too, can now fix her hair. “You see the 
way I look healthy, I was not like this before,” she divulged. “I and my
 children had just one set of clothes, but the social cash transfer has 
changed our lives.”
Zwannah Morris, a diabetic, said the SCT, like his 
other beneficiaries, turned the hopeless direction of his life to a 
positive one. Now he sends his two motherless children (wife deceased) 
to a Catholic school and feed them with the monthly SCT assistance. Most
 importantly, he saves some of the money to add to what he gets from 
other sources to buy his drugs.
“I got sick and everybody abandoned me. Because of 
the sickness (diabetes) I don’t have the strength to work to earn a 
living,” he continued. “Life was tough for me and I became a beggar…but I
 am no more a beggar after the social cash came to rescued me.”
From one pair of trousers, Zwannah now has a dozen. 
By saving portion of his monthly SCT allowance, he generated funds to 
start construction of a house for himself. A politician saw the 
unfinished structure and decided to complete it for use as his 
(politician) campaign office in last year’s election. Following the 
election, he explained, the politician turned over his new house and he 
now boasts of a new home. “I give all the praise to God and the social 
cash transfer program; it is really helping us the poor and weak 
people,” he claimed.
Right opposite the Klay Check Point (Bomi) lives 
another beneficiary of the SCT, Zoe Davies. Mothered to nine children 
and husbandless, Zoe, appearing to be in her mid 40s, had lived in a 
single room with all her belonging and seven of her nine children until 
the SCT team met her.
She is now reconstructing and expanding her house 
with three of the kids in school for the first time. “I just thank God 
for this program,” she said excitedly. “My children were never going to 
‘know book’ [get educated] just like me, but three of them going to 
school now and I am saving money for the other ones to go next year.”
“I have joined a club and when I get that money I 
will start selling cold board (cook rice) at the [Klay] check point and 
the money from there will take good care of me and my children and make 
my house look better,” she told this writer at the house which was being
 expanded by three men. She said though the money given her was not 
sufficient, she was investing it into good venture, and in coming 
months, those contributing the SCT would be proud of how they have 
turned her life around. 
The testimonies of these beneficiaries are indeed 
overwhelmed with success stories of the SCT program and suggest that 
government and its partners can do more, through a well coordinated 
social protection policy, as being done in several countries around the 
world including 26 in Africa, to restore dignity to some 50,000 ultra 
poor Liberians across the country.
 The Need For SP Policy In Liberia
Social Protection, according to the World Bank, is 
“public interventions meant to assist individuals, households and 
communities in better managing income risks.” Through this assistance, 
Social Protection aims to contribute to poverty reduction and equitable,
 sustainable growth, specifically focusing on (i) protection to assure 
adequate support for the poor; (ii) prevention to provide security to 
the vulnerable people; and (iii) promotion to increase the chances for 
greater productivity and  higher incomes.   
Liberia has no cohesive social protection policy in 
place. There’s greater need for one. Various groups and organizations 
including government and donors work on fragmented programs in the 
sector, with little or no impact, according to research.
According to a study commissioned by the United 
Nations in December 2008 on Social Protection Issues in Liberia, out of 
the country’s nearly 3.5 million population, 300,000 households (48% of 
the population) live in extreme poverty. Members of these households are
 not able to meet their most basic needs in terms of food, shelter, 
clothing, basic health care and education.
This, the study found, is partly due to income 
poverty and partly due to a lack of social services such as basic health
 care and education. Neither the Poverty Reduction Strategy (PRS) nor most other policy or 
planning documents contain interventions that are specifically tailored 
to increase the income of extremely poor households.
Of the 300,000 extremely poor households, 
approximately 50,000 households (8% of all households) are at the same 
time labour constrained. “They are households with no adult members that
 are fit for productive work. They consist of people who are too old or 
too young to work or disabled or chronically sick,” the report of the 
study noted, adding, “As they are labour constrained they are not able 
to access the labour based interventions planned in the PRS. They are 
the worst off and at the same time the most neglected category of 
households in Liberia.” 
These are the people that the social protection 
policy will benefit.
That’s why as the country prepares to become a middle
 income state by 2030, relevant government ministries (Planning, Health 
and Gender), along with international partners, have seen the need to 
establish a national social protection strategy.
Quite frankly, without social protection of the 
poorest categories of the population, the peace building efforts and the
 efforts to build an inclusive society based on justice and the 
protection and provision of human rights cannot succeed and the MDGs 
will not be achieved. Even economic growth will not be sustainable if a 
substantial part of the children of Liberia grow up under conditions 
that deny them the right to food, to basic health care and to education.
 Social protection is an investment in human capital 
which ensures that all children have the opportunity to become healthy, 
well educated and productive members of the society.
Like other West African countries, Liberia has a 
large number of extremely poor and vulnerable households. This is partly
 due to income disparities, which existed already before the war, and is
 partly the result of many years of armed conflict.
The study found that in addition to income poverty, 
which is reflected in the high number of absolutely poor and extremely 
poor households, the country also suffers from scarcity of social 
services (education, health, water and sanitation) and from the 
inadequacy of physical infrastructure (especially roads), of economic 
infrastructure (financial services like rural banks) and of 
administrative and security related infrastructure.
Most affected by all these deficits are vulnerable 
groups like children, women, the elderly and people living with 
disabilities and living with HIV and AIDS. In addition there are large 
groups of people who suffer from specific problems resulting from the 
war: Internally displaced people, people who fled to neighboring 
countries and are repatriated, combatants who have been demobilized and 
have to be reintegrated.
There are also orphans many of whom are living in 
sub-standard orphanages, former child soldiers and women and girls, who 
have been abducted, used as slaves and exposed to sexual violence by the
 different armies and rebel groups, the study outlined.
The long list of social protection needs given above 
shows that income poverty is only one of the problems faced by a large 
number of Liberians. However, income in cash and/or kind is the 
precondition for meeting basic needs such as food, clothing, shelter, 
basic health services, sanitation and education. Lack of income results 
in reduced access to basic needs.
With this in mind, it is unquestionable that Liberia 
needs a consistent social protection policy and program which will guide
 the process of designing, testing and eventually implementing social 
protection interventions.
The social protection policy has to complement the 
PRS and other policies of government. 
It will have to be elaborated in a
 joint effort led by the Government and supported by civil society and 
development partners.
Meanwhile, though Hawa has not finally jumped out of 
the rivers of poverty, to a greater extent, the SCT program has brought 
her significant relief and close to the shores of dignity. She can now 
try her best, in addition to the monthly cash assistance from the 
program, to swim out of the river and climb the ladder out of the 
dungeon of poverty. This could help her live a dignified life like 
others in her community.
By D. Kaihenneh Sengbeh/dakasen1978@yahoo.com/ +231886 586 531
Posted on May 1, 2012 on African Brother and Comrade Sengbeh's Weblog     
 
 
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