L-R: Bio Adamou,
SG Ecowas Council of Bureaux and Henry Jawo, SG Gambia National Bureau speaking
to journalists at the end the Ecowas Brown Card Zonal meeting in Banjul. (Photo Credit: Lamin Jahateh)
|
Slow
payment of genuine claims as a challenge to the implementation of the Ecowas
Brown Card Insurance Scheme will be addressed, the 1st zonal meeting
of the Scheme agreed in Banjul on Friday.
Discussed under the theme “claims management within
Ecowas”, various national bureaux of the Council of Bureaux of the Ecowas Brown
Card reflect on the best ways to settle claims.
Bio Adamou, secretary general of the permanent
secretariat Ecowas Council of Bureaux, says: “The slow payments of payment of
claims is contrary to the spirit of the provisions of the Protocol [of the
Brown Card] which states that ‘our scheme’ is based on prompt and fair claims
settlement.
“But finally we have agreed to put on the floor all
the challenges and to see how best this year we can solve them.”
“The meeting has agreed that all national bureaux
should put in place a compensation fund which they can use to pay claims
quickly. I can say that this was the key outcome of the meeting,” Mr Adamou
told journalists shortly after the meeting.
Henry
Jawo, secretary general of the Gambia National Bureau, says under the fund,
national bureaux can pay claims quickly on behalf of insurance companies and
later got refunded by the same insurance companies on whose behalf a particular
claim is paid.
He says claims are being paid under the scheme but admitted that the process has been slow. Mr Jawo attributes this to lack of resources on the side of national bureaux.
Jawo
explains that national bureaux have to wait for the insurance company that
issued the insurance cover to settle the claim first before the bureau can
settle.
“The
arrangement is slow and that is the main cause of the delay in payment,” he
says.
No date set
Though
no date has been set by the meeting for national bureaux to kick-start the
compensation fund, both Adamou and Jawo say the process to establish the fund
will begin in earnest and will be supported by member companies of bureaux.
The Zonal meeting held in Banjul is the 1st of two meetings organised by the council of bureaux annually. It is a statutory requirement.
The
April 24-25 hosted by the Gambia national bureau of Ecowas brown card,
organised by the council of bureaux, was preceded by the 6th extra-ordinary
general assembly of the Scheme on April 23 which adopted a new consensus brown
card scheme for use in all member states.
At
least 70 insurers in the sub-regional economic bloc, Ecowas, met to discuss
claims management regarding the Brown Card Insurance Scheme in West Africa.
The
Brown Card is an international insurance certificate that is issued to
motorists when they travel from their country of residence to another country
within Ecowas. It covers death, medical expenses, bodily injury and
material damage.
Established in 1982 with the objectives to enhance the free movement of road users and foster a real regional integration - insurance say the Brown Card is the most successful tool for integration within the sub-region as it facilitates the safe movement of peoples and goods.
Written by Modou S. Joof
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